Artificial intelligence got pushed front and center in America’s classrooms with the release of ChatGPT in late 2022. As a new school year gets underway, here are some ideas for both students and teachers to harness the power of AI in the classroom. AI Tips for Students Get personalized feedback. Real-time feedback can help students master…

There are many tax benefits built into home ownership. Here is a review of the most common.   The home gain exclusion. When you sell an asset for a profit, it creates a taxable event. If the asset, though, is your primary residence, you can exclude up to $250,000 ($500,000 if married filing jointly) of these…

Companies want to make it easy to buy their big ticket items, especially at times of economic uncertainty. A popular technique is to offer 0% financing when you buy furniture, electronics and other household items. You can also take matters into your own hands with a credit card that offers 0% APR on purchases, balances…

If you’ve been feeling the pinch of higher auto insurance rates along with other rising costs, you should know some factors that impact these rates are well within your control. Consider these tips to pay less this year and beyond.   Improve your credit score. Many insurance companies consider your credit score and overall creditworthiness when…

Solving a difficult problem isn’t reserved for only the world’s greatest thinkers. Great creations are simply well-crafted solutions using organized, creative thinking. Here is a four step process so you, too, can become a great creative problem solver! Step 1 – Define the problem This step is the most critical. Albert Einstein once said, “If…

The average credit card balance in America ballooned to $5,910 in 2022. This figure is up 13.2% from the year before according to Experian, and it spells out a worrisome (and costly) trend for consumers. After all, credit card interest rates were on rise throughout all last year and well into 2023, mostly due to…

Taxes can affect many areas of your life. Here are some common situations when you’ll want to schedule a tax review. Something changed in your life. A change in your life could mean significant changes in your tax status. Some of these changes include: Getting married or divorced Retirement A child starting college or an adult…

Getting a bill for an unexpected expense can put a dent in your business’s cash flow. Here are some tips your business can use to handle these unforeseen bumps in the road.   Stick to a reconciliation schedule. Know how much cash you have in your bank account at any given time. This is done by…

Prepare Your Finances for More Interest Rate Hikes Financial experts are bracing for more interest rate hikes by the Federal Reserve over the remainder of 2023. Any interest rate revision – either increasing or decreasing – can cause a ripple effect throughout the economy. Accordingly, the Federal Reserve’s actions will probably exert at least a moderate influence…

Higher property tax bills have accompanied the rising market values of homes over the past several years. If your property taxes have reached the stratosphere, here are some tips to knock them back down to earth. What is happening Property taxes typically lag the market. In bad times, the value of your home goes down,…