Technology often arrives wrapped in promises – faster, smarter, simpler. But many of the beliefs we carry about it aren’t truths at all. They’re myths about how technology actually works and what it can really do. Here are a few of the myths we keep falling for, and some ideas on how you can see…
Author: Curt
Spring cleaning isn’t really about dust or closets. It’s about deciding what earns space in your life. Your money deserves the same treatment. Instead of rushing through financial tasks you may only do once per year, such as reviewing your credit report or insurance policies, treat them as a deliberate spring financial checkup. Done thoughtfully,…
Money touches nearly every part of our lives, yet many people are surprised by how common certain financial behaviors actually are. Here are 7 interesting financial facts that highlight real trends in personal finance, along with practical tips to help you make smarter decisions. Fact #1: 46% of Americans with credit cards carry a balance…
This year marks 250 years of American independence, which also means two-and-a-half centuries of spirited debate over taxes. From the nation’s earliest days, revenue has been raised in inventive, controversial, and occasionally head-scratching ways, often followed closely by creative attempts to avoid it. To mark this anniversary, our annual tax quiz explores the lesser-known, stranger…
Cybercriminals are sidestepping two-factor authentication. Here’s how you can stay ahead. Every day, cybercriminals try to access bank accounts, take over email inboxes, and harvest personal information using passwords purchased in bulk from underground marketplaces. Using two Factor Authentication (2FA), also known as multi-factor authentication, is a way to help block these break-ins by requiring…
Saving for retirement is not a one size fits all journey, as each stage of life comes with different priorities, pressures, and opportunities. No matter where you are in your journey, here are savings tips from established financial publications and organizations to consider for every age. In Your Twenties – Building Early Habits For many…
Tax credits are some of the most valuable tools around to help cut your tax bill. But figuring out how to use these credits on your tax return can get complicated very quickly. Here’s what you need to know. Understanding the difference To help illustrate the difference between a credit and a deduction, here is…
Filing your 2025 tax return may feel like crossing a finish line. In reality, this moment is the starting point for smart tax planning during 2026. Here are several ideas to kick start your own tax planning cycle. If you get a big refund, adjust your withholdings. A large refund may feel rewarding, but it often…
With so many streaming platforms, social media outlets, and new gaming options popping up every day, it’s nearly impossible to fully protect your kids from what they can encounter online. To help, the Federal Trade Commission has several suggestions for protecting your kids online: Overcommunicate. How successful you will be with your child’s online safety hinges on communication….
It’s tough out there. The cost of everything is going up, from healthcare to groceries. Plus the practice of companies using monthly fees as annuity income has become overwhelming. In an effort to give you ideas and tips to cut costs, here are some common areas that are ripe for saving money. Hidden cost #1:…
